Telephone Consumer Protection Act

What is the TCPA?

The TCPA is a federal law that restricts certain automated calls, prerecorded or artificial-voice messages, texts, and telemarketing practices.

01

What the law covers

Congress enacted the Telephone Consumer Protection Act in 1991. It regulates specific calling technologies and telemarketing conduct; it does not make every unwanted call illegal.

  • Certain artificial or prerecorded voice calls without required consent
  • Certain calls or texts made with an automatic telephone dialing system
  • Do Not Call protections and identification requirements

02

Consent and revocation

The level of consent required can depend on whether a message is marketing and what technology is used. FCC rules recognize that consumers may revoke consent through reasonable means, and covered callers must generally honor revocation requests within no more than 10 business days.

The FCC’s proposed one-to-one consent rule was vacated by a federal appeals court and is not currently in effect.

03

Possible TCPA damages

The statute permits a private action for actual monetary loss or $500 per violation, whichever is greater. A court may increase an award to as much as $1,500 per violation when it finds a violation was willful or knowing. These figures are not an automatic payout or prediction of any case result.

04

A key limitation

In Facebook v. Duguid, the Supreme Court held that an automatic telephone dialing system must use a random or sequential number generator to store or produce numbers. Artificial or prerecorded voice restrictions remain a separate part of the law.

Sources and updates

Last reviewed: September 2026

This page is written from official federal material. Rules change, and agencies update their guidance—check the primary sources below for the current version.

Educational information only. Not legal advice, and not a substitute for consulting a licensed attorney about your situation. Need a term explained? Read the plain-language glossary.